Finance & Lease

 

At Giltrap AgriZone we are able to offer competitive lease and hire options.

Credit Contract

  • Flexible terms and deposit
  • Payments to match your cash flow
  • Simple documentation
  • Fixed interest rate allows you to budget with certainty
  • Ownership of the tractor/machinery upon completion of the agreement
  • Leaves other credit facilities undisturbed
  • Tractor/machinery shown as asset in business accounts
  • Tax-deductible interest charges and depreciation
  • GST content claimable at start of the contract

Apply for Finance Online

Lease

Giltrap AgriZone offers finance and operating lease options. The type of lease depends on the term chosen.

Operating Lease:
  • Typically offered on tractors or limited farm machinery
  • 6-48 month term
  • Not recorded as an asset on your balance sheet
  • GST claimed on each instalment
  • Drive a new tractor/machine with minimal outlay
  • Fixed payment for entire term
  • No residual value risk – lease again or walk away at the end of the lease period

Finance Lease:
  • 12-48 month term
  • Recorded as an asset on your balance sheet - interest, depreciation and GST deductible
  • Opportunity to buy at the end of the lease

Apply for Finance Online

Hire

Giltrap AgriZone offers short-term hire of tractors and machinery – subject to availability.

Terms and Conditions
  • Normal lending criteria applies to finance offers.
  • Lease & Hire options available to business buyers only.

Apply for Finance Online
Finance & Lease Application Form
Giltrap Agrizone Hire & Lease
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