Finance & Lease

 

At Giltrap AgriZone we are able to offer competitive lease and hire options.

Credit Contract

  • Flexible terms and deposit
  • Payments to match your cash flow
  • Simple documentation
  • Fixed interest rate allows you to budget with certainty
  • Ownership of the tractor/machinery upon completion of the agreement
  • Leaves other credit facilities undisturbed
  • Tractor/machinery shown as asset in business accounts
  • Tax-deductible interest charges and depreciation
  • GST content claimable at start of the contract

Lease

Giltrap AgriZone offers finance and operating lease options. The type of lease depends on the term chosen.

Operating Lease:
  • Typically offered on tractors or limited farm machinery
  • 6-48 month term
  • Not recorded as an asset on your balance sheet
  • GST claimed on each instalment
  • Drive a new tractor/machine with minimal outlay
  • Fixed payment for entire term
  • No residual value risk – lease again or walk away at the end of the lease period

Finance Lease:
  • 12-48 month term
  • Recorded as an asset on your balance sheet - interest, depreciation and GST deductible
  • Opportunity to buy at the end of the lease

Hire

Giltrap AgriZone offers short-term hire of tractors and machinery – subject to availability.

Terms and Conditions
  • Normal lending criteria applies to finance offers.
  • Lease & Hire options available to business buyers only.

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