Finance
If you are interested in purchasing a tractor or other farm machinery using finance, contact our Sales Team for Rates, Terms and Conditions
Application to open a charge account with Giltrap AgriZoneIf you wish to apply for a credit account with us, please download a copy of the Credit Account Application form below and scan a signed copy to [email protected]
As with any finance options, we recommend you get independent advice.
* Terms and conditions apply. Finance provided by CNH Industrial Capital Pty Ltd to approved business applicants and subject to credit approval.
At Giltrap AgriZone we are able to offer competitive lease and hire options.
Credit Contract / Goods Mortgage
- Flexible terms and deposit.
- Payments to match your cash flow.
- Simple documentation.
- Fixed interest rates allows you to budget with certainty.
- Ownership of the tractor/machinery upon completion of the agreement.
- Leaves other credit facilities undisturbed.
- Tractor/machinery shown as asset in business accounts.
- Tax-deductible interest charges and depreciation.
- GST content is claimable at start of the contract.
Lease
Giltrap AgriZone offers finance and operating lease options. The type of lease depends on the term chosen.
Operating Lease:
- Typically offered on tractors or limited form machinery.
- 6-48 month term.
- Not recorded as an asset on your balance sheet.
- GST claimed on each instalment.
- Drive a new tractor/machine with minimal outlay.
- Fixed payment for entire term.
- No residual value risk- lease again or walk away at the end of the lease period.
Finance Lease:
- 12-48 month term
- Recorded as an asset on your balance sheet- interest, depreciation and GST deductible
- Buy at the end of the lease
Terms and Conditions
- Normal lending criteria applies to finance offers.
- Lease & Hire options available to business buyers only.