At Giltrap AgriZone we are able to offer competitive finance, lease and hire.

CREDIT CONTRACT

• Flexible terms and deposit
• Payments to match your cash flow
• Simple documentation
• Fixed interest rate allows you to budget with certainty
• Ownership of the tractor/machinery upon completion of the agreement
• Leaves other credit facilities undisturbed
• Tractor/machinery shown as asset in business accounts
• Tax-deductible interest charges and depreciation
• GST content claimable at start of the contract

LEASE OPTIONS

Giltrap AgriZone offers finance and operating lease options. The type of lease depends on the term chosen

HIRE

OPERATING LEASE

• Typically offered on tractors or limited farm machinery
• Lease to rent
• 6 to 48 month term
• Not recorded as an asset on your balance sheet
• GST claimed on each instalment
• Drive a new tractor/machine with minimal outlay
• Fixed payment for entire term
• No residual value risk – lease again or walk away at the end of the lease period

FINANCE LEASE

• Lease to buy
• 12 to 48 month term
• Recorded as an asset on your balance sheet – interest, depreciation and GST deductible
• Opportunity to buy at the end of the lease

Contact us to discuss a total package which will meet your requirements.